Built for UK freelancers

Stop chasing.
Start getting paid.

Automatic payment reminders that start polite and get firmer. You control the tone, timing, and when to stop.

Get started freeSee how it works
Free plan available Set up in 2 minutes No card needed

What happens when an invoice goes overdue

You set it up once. PennyFetch handles the rest, escalating automatically until you get paid.

1
Day 0

You send the invoice

Create the invoice in PennyFetch, hit send. Your client gets a professional email with a payment link. Reminders are scheduled automatically.

2
Day 1

Polite reminder

"Just a friendly follow-up..." A gentle nudge, sent automatically. Most clients pay after this one.

3
Day 7

A bit firmer

If you choose, the tone can get a little firmer. You control exactly what each reminder says. PennyFetch tracks if they open or click.

4
Day 14

Final nudge

A clear final notice, still professional. For business-to-business invoices, you can include what they owe under UK late payment law. Most invoices are paid well before this point.

5
If still unpaid

Letter Before Action

If you choose to escalate, generate a formal Letter Before Action (a stern written demand telling your client “pay up or I’ll go to court”) as a PDF with one click. Courts expect this step before proceedings, and PennyFetch generates it directly from your invoice data.

Everything you need to get paid

No accounting software required. No learning curve.

Know exactly what's happening

See which reminders have been opened, which links have been clicked, and which invoices still need attention. Your dashboard shows outstanding amounts, overdue aging, and collection rates at a glance.

Email opensLink clicksCollection analytics

UK late payment tools (optional)

If you need to escalate, PennyFetch can calculate late payment interest on overdue business invoices under UK law and generate a Letter Before Action PDF. These tools are there when you need them, but most invoices get paid with just the reminders.

Late payment interestLetter Before ActionLate payment penalty

Open & delivery tracking

See when reminders are delivered and when your client actually opens them. Know who's read it and who hasn't.

Payment links

Card, PayPal, and bank transfer details in every email. Make it easy for clients to pay.

Custom schedules

Set different reminder timing per client. Gentle for good payers, aggressive for repeat offenders.

Professional emails

Sent with your business name and reply-to address. Clean, branded emails your clients will recognise.

Professional emails. Easy payment.

Every reminder includes a payment link where your client can pay instantly by card, bank transfer, or PayPal. Replies go straight to your inbox.

  • Sent with your business name in the "From" field
  • Client replies come directly to your email
  • Clean, professional layout with no clutter
  • Payment link in every reminder
  • Tone escalates gradually from polite to firm

Simple pricing

Start free. Upgrade when you need more.

No card required

Free

For getting started

£0/month
  • 5 clients
  • 15 unpaid invoices
  • Email templates
  • Dashboard & analytics
  • Delivery tracking
Start free

Free forever

14-day free trial

Pro

Most popular

For serious freelancers

£9/month
  • Unlimited clients
  • Unlimited invoices
  • All email templates
  • Priority support
  • Late payment interest calculator
  • Letter Before Action generator
Get started free

No card required

Questions freelancers ask

No. The reminders are polite, professional, and sent from your business email. Most clients appreciate the nudge because they genuinely forgot. PennyFetch's escalation is gradual, so the tone only firms up if they keep ignoring you.
We use professional email infrastructure with industry-standard authentication, so your reminders land in your client's inbox, not their spam folder. The same systems are used by thousands of businesses worldwide.
No. PennyFetch works standalone. Just enter your client's email and invoice details. If you already use accounting software, PennyFetch handles just the chasing part, so they work alongside each other.
If you choose to escalate, PennyFetch can calculate what they owe you under the Late Payment of Commercial Debts Act 1998, including statutory interest and fixed compensation. This applies to business-to-business invoices where your contract does not already specify a different interest rate. You can also generate a Letter Before Action PDF with one click. These tools are optional and there if you need them.
Start free with 5 clients and 15 unpaid invoices. When you need more, activate a 14-day Pro trial with one click (no card required). Pro is £9/month or £79/year for unlimited everything, plus late payment interest calculations and Letter Before Action generation.
Yes. You can see and edit every reminder before it is sent. You choose the tone, the timing, and the wording. Nothing goes to your client without you being in control.
Yes. You can cancel any scheduled reminder with one click, or pause the whole reminder sequence for a client. If you are having a conversation with a client about an invoice, just cancel the next reminder and pick it up when you are ready.
Yes. All connections are encrypted and your data is stored securely. We never share your data with third parties, and you can delete everything with one click from Settings.

Something not covered here? Email support@pennyfetch.co.uk

Every day you wait is money left on the table

Stop losing time and cashflow to late-paying clients. PennyFetch chases so you don't have to.

Get started free

Free plan available. No card required. 2-minute setup.