Bmo Investment Business Limited payment practices report
PennyFetch rating based on government data:
Mostly on timeCompanies House no. SC151198
This rating is PennyFetch’s own assessment derived from data self-reported by Bmo Investment Business Limited to the UK government.
This company’s most recent filing is from Jan 2025. The data may not reflect their current payment practices. Companies can improve or change their payment behaviour between reporting periods.
Avg. days to pay
27
UK median: 32
Outside agreed terms
28%
UK average: 24%
Trend
Stable
9 reports filed
Payment terms
30 days
Standard terms
Invoice payment breakdown
How Bmo Investment Business Limited compares
Bmo Investment Business Limited takes an average of 27 days to pay its suppliers, which is 5 days faster than the UK median of 32 days across 9,336 reporting companies. 28% of their invoices fall outside the agreed payment terms, compared to a national average of 24%.
The “outside agreed terms” percentage measures how often the company pays after its own agreed payment terms (30 days), not against a fixed 30-day standard. A company with long payment terms can still be rated “Good payer” if it consistently meets those terms.
Payment history
| Period | Avg. days | % outside terms | % in 30d | % over 60d |
|---|---|---|---|---|
| Jul 2024 to Dec 2024 | 27 | 28% | 69% | 7% |
| Jan 2024 to Jun 2024 | 21 | 24% | 79% | 0% |
| Jul 2023 to Dec 2023 | 23 | 70% | 81% | 2% |
| Jan 2023 to Jun 2023 | 26 | 57% | 77% | 3% |
| May 2022 to Dec 2022 | 17 | 49% | 84% | 3% |
| Nov 2021 to Apr 2022 | 14 | 43% | 87% | 0% |
| May 2021 to Oct 2021 | 19 | 63% | 74% | 0% |
| Nov 2020 to Apr 2021 | 23 | 69% | 56% | 0% |
| May 2020 to Oct 2020 | 26 | 46% | 54% | 0% |
PennyFetch sends automatic payment reminders so you don’t have to chase. If they still don’t pay, it calculates statutory interest and generates a Letter Before Action as a PDF.
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All payment statistics on this page are self-reported by Bmo Investment Business Limited to the UK Government Payment Practices Reporting service . The government publishes this data but does not independently verify the figures. Published under the Open Government Licence v3.0.
Most recent report filed: Jan 2025. The rating labels on this page (e.g. “Good payer”, “Often outside terms”) are PennyFetch’s own classifications based on the reported data. They are not government ratings. This page is for informational purposes and does not constitute legal or financial advice.
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