J. Choo Limited payment practices report
PennyFetch rating based on government data:
Often outside termsCompanies House no. 03185783
This rating is PennyFetch’s own assessment derived from data self-reported by J. Choo Limited to the UK government.
This company has short standard payment terms and pays invoices in 37 days on average. The “outside terms” percentage reflects how often invoices exceed those short terms, not slow payment in absolute terms.
Avg. days to pay
37
UK median: 32
Outside agreed terms
43%
UK average: 24%
Trend
Getting faster
15 reports filed
Payment terms
0 to 90 days
Standard terms
Invoice payment breakdown
How J. Choo Limited compares
J. Choo Limited takes an average of 37 days to pay its suppliers, which is 5 days slower than the UK median of 32 days across 9,336 reporting companies. 43% of their invoices fall outside the agreed payment terms, compared to a national average of 24%. Their payment speed has been improving over time based on historical filings.
The “outside agreed terms” percentage measures how often the company pays after its own agreed payment terms, not against a fixed 30-day standard. A company with long payment terms can still be rated “Good payer” if it consistently meets those terms.
Payment history
| Period | Avg. days | % outside terms | % in 30d | % over 60d |
|---|---|---|---|---|
| Mar 2025 to Sept 2025 | 37 | 43% | 54% | 23% |
| Sept 2024 to Mar 2025 | 46 | 61% | 54% | 23% |
| Mar 2024 to Sept 2024 | 42 | 64% | 49% | 20% |
| Oct 2023 to Mar 2024 | 54 | 61% | 45% | 26% |
| Apr 2023 to Sept 2023 | 50 | 60% | 30% | 18% |
| Oct 2022 to Apr 2023 | 51 | 71% | 30% | 20% |
| Apr 2022 to Oct 2022 | 53 | 71% | 32% | 18% |
| Sept 2021 to Apr 2022 | 55 | 65% | 47% | 27% |
| Mar 2021 to Sept 2021 | 64 | 76% | 29% | 45% |
| Sept 2020 to Mar 2021 | 67 | 78% | 23% | 35% |
| Mar 2020 to Sept 2020 | 81 | 90% | 48% | 21% |
| Nov 2019 to Mar 2020 | 45 | 56% | 56% | 18% |
| Apr 2019 to Sept 2019 | 50 | 71% | 73% | 12% |
| Jul 2018 to Mar 2019 | 59 | 80% | 36% | 28% |
| Jan 2018 to Jun 2018 | 59 | 83% | 34% | 30% |
PennyFetch tracks your invoices, sends automatic payment reminders, and calculates statutory interest if anything goes overdue.
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All payment statistics on this page are self-reported by J. Choo Limited to the UK Government Payment Practices Reporting service . The government publishes this data but does not independently verify the figures. Published under the Open Government Licence v3.0.
Most recent report filed: Oct 2025. The rating labels on this page (e.g. “Good payer”, “Often outside terms”) are PennyFetch’s own classifications based on the reported data. They are not government ratings. This page is for informational purposes and does not constitute legal or financial advice.
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