Smart Garden Products Ltd payment practices report
PennyFetch rating based on government data:
Often outside termsCompanies House no. 04583901
This rating is PennyFetch’s own assessment derived from data self-reported by Smart Garden Products Ltd to the UK government.
Avg. days to pay
23
UK median: 32
Outside agreed terms
45%
UK average: 24%
Trend
Stable
9 reports filed
Payment terms
30 to 90 days
Standard terms
Invoice payment breakdown
How Smart Garden Products Ltd compares
Smart Garden Products Ltd takes an average of 23 days to pay its suppliers, which is 9 days faster than the UK median of 32 days across 9,449 reporting companies. 45% of their invoices fall outside the agreed payment terms, compared to a national average of 24%.
The “outside agreed terms” percentage measures how often the company pays after its own agreed payment terms (30 to 90 days), not against a fixed 30-day standard. A company with long payment terms can still be rated “Good payer” if it consistently meets those terms.
Payment history
| Period | Avg. days | % outside terms | % in 30d | % over 60d |
|---|---|---|---|---|
| Dec 2025 to May 2026 | 23 | 45% | 51% | 3% |
| Jun 2025 to Nov 2025 | 22 | 46% | 55% | 1% |
| Dec 2024 to May 2025 | 21 | 43% | 53% | 2% |
| Jun 2024 to Nov 2024 | 23 | 45% | 54% | 2% |
| Dec 2023 to May 2024 | 25 | 46% | 51% | 2% |
| Jun 2023 to Nov 2023 | 26 | 44% | 48% | 2% |
| Dec 2022 to May 2023 | 25 | 48% | 51% | 2% |
| Jun 2022 to Nov 2022 | 23 | 45% | 54% | 4% |
| Dec 2021 to May 2022 | 26 | 40% | 44% | 2% |
PennyFetch sends automatic payment reminders so you don’t have to chase. If they still don’t pay, it calculates statutory interest and generates a Letter Before Action as a PDF.
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All payment statistics on this page are self-reported by Smart Garden Products Ltd to the UK Government Payment Practices Reporting service . The government publishes this data but does not independently verify the figures. Published under the Open Government Licence v3.0.
Most recent report filed: Jun 2026. The rating labels on this page (e.g. “Good payer”, “Often outside terms”) are PennyFetch’s own classifications based on the reported data. They are not government ratings. This page is for informational purposes and does not constitute legal or financial advice.
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